How much will my car insurance rates go up if I pay my ticket?

July 19, 2009

I have Progressive car insurance. I got the ticket in Missouri for 14 MPH over the limit (44 MPH in a 30 MPH zone).

If I just pay the fine ($65.00) and take the points (4 points), how much will my car insurance rates go up?

You can compare how the insurance quotes would change, for example here – autoinsurance.noneto.com

{ 9 comments… read them below or add one }

Knightro July 19, 2009 at 8:44 am

No real way to tell.You can take driver school so you don’t get points on your license and your rates won’t go up. But you would have had to tell them that when paying the ticket.
References :

*MiSs PrIsS* July 19, 2009 at 8:53 am

Unfortunately no one can answer you that, not even your company. You will not know until your renewal date. But I can say that you may not see a huge difference if that is the only ticket you have, and you are getting other discounts. Sometimes depending on how long you have had the policy they will not charge you for one ticket, but I can’t speak for Progressive.
References :
State Farm Employee.

kelly_f_1999 July 19, 2009 at 9:37 am

one never knows some times it goes up sometimes it dont hard to say i had to wrecks a week a part mine when up 20 bucks and one wasnt my fault have not had a speeding ticket in 30 yrs and i drive 80 best move with flow of traffic
References :

melcees July 19, 2009 at 10:12 am

It’ll probably be at least a couple hundred dollars. Your best bet is to go to court if you can and they can decrease it to 2 points and you’ll just pay more up front. It’s the best way to go, methinks, since you’ll be paying more for your car insurance for awhile.
References :

ravenjudge July 19, 2009 at 10:39 am

taking driving school may take the points off your record, but the insurance company still counts them. However, if it’s your first ticket, most will forgive ONE. it’ll go up around 12%, usually. Call your agent.
References :
agent, 25 years

Kizzy July 19, 2009 at 11:17 am

No one can answer that question except your insurance carrier. If they do, their pulling a number out of the air
References :
Claims Adjuster 18 yrs

Cobo July 19, 2009 at 12:04 pm

thanks
References :
http://www.insurance.2arz.com

Cris July 19, 2009 at 12:24 pm

You can compare how the insurance quotes would change, for example here – autoinsurance.noneto.com
References :

Loollea July 19, 2009 at 12:31 pm

your rate will go up whether you pay your ticket or not because it will show up on your MVR and your driving record is what affects your rate
you can expect at least a 10% increase in rate
References :
ret agt

Leave a Comment

Previous post: Should online car insurance companies be avoided?

Next post: Online Auto Insurance Quotes, are they really safe and accurate?