Comments on: Does getting car insurance quotes lower your credit score?

By: WALTER B

WALTER B — Sun, 05 Jul 2009 16:01:59 +0000

I have met the similiar problem before — still a little bit annoy,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a good resource that help me out.

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By: Brad D

Brad D — Sun, 05 Jul 2009 15:41:59 +0000

NO. They oftentimes check your credit, but it is considered a "soft inquiry" which does not lower your score. It is like a utility company checking your credit.

I’ve found some helpful info here too:

http://carinsurance.enacre.net

Take care.

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By: KUGAL

KUGAL — Sun, 05 Jul 2009 14:51:59 +0000

No. Although auto insurers check your credit report, such checking is not considered an application for credit (which can lower scores).
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By: mythoughts

mythoughts — Sun, 05 Jul 2009 14:31:59 +0000

No. It’s called a soft hit which means that it does not show up on your credit, nor does it affect your credit.
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Insurance Agent